Famous Cheap Car Insurance New Jersey References. The rates will vary based on factors such as your driving history, age, zip code and the make and model of your car. Web the company’s average rate for full coverage car insurance is $123 a month in new jersey.

That’s $150 cheaper than the state average. It’s 44% less expensive than the average car insurance cost in new jersey. When it comes to cheap auto insurance in new jersey, it pays to be a good driver.